The GoldbergLaw Firm
Need an experienced lawyer, with a successful record at trial? Call us. 216-696-4514

The Right Lawyer Can Change Your Future

Rated by Super Lawyers Michael J. Goldberg

“Super Lawyers is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high-degree of peer recognition and professional achievement. The patented selection process includes independent research, peer nominations and peer evaluations.�

View Our Practice Areas

What you should know about insurance fraud

Insurance fraud is a serious problem. The FBI reports that the annual cost of insurance fraud, non-health insurance, is about $40 billion per year. More law enforcement agencies are cracking down on potential perpetrators of insurance fraud. You should be aware that filing a false claim or attempting to get money from an insurance company under false pretenses is fraud. 

Under Ohio Code 2913.47, insurance fraud over an amount of $1,000 up to $7,500 is a felony of the fifth degree. Jail time is a possibility, but civil penalties are also probable. A person could lose his or her professional license and pay court-ordered fines and restitution. 

Insurance agents are at risk for prosecution for insurance fraud, but so are consumers, adjusters and providers, such as doctors, auto repair shops and contractors. Insurance fraud generally takes one of two forms: 

  • Soft insurance fraud is an unplanned occurrence of fraud, but it is very prevalent in the industry. You have a legitimate claim, but you exaggerate the loss to the insurance company. An example would be inflating your losses after a home burglary or claiming more severe injuries than you have. It is more difficult to get away with this type of fraud because insurance companies demand proof of injuries or loss.
  • Hard insurance fraud is premeditated and deliberate. A consumer might be charged with insurance fraud for slamming on the brakes to cause an accident to claim insurance money. An auto repair shop might collude with an adjuster to increase charges for repairs. An extreme example might be faking your death to get the insurance money. 

The consequences of insurance fraud are serious, but even allegations of insurance fraud can damage your reputation and business. If you are facing a white-collar crime, you want to deal with it quickly and avoid formal indictment if possible. An experienced criminal defense attorney is a good idea to help you fight the charges and protect your rights. 

No Comments

Leave a comment
Comment Information

Get Our Experience On Your Side. Call 216-696-4514 today.

Email Us For A Response

Contact The Firm

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

The Goldberg Law Firm

Lakeside Place
323 Lakeside Ave. West
Suite 450
Cleveland, OH 44113

Toll Free: 800-845-4710
Phone: 216-696-4514
Fax: 216-781-6242
Cleveland Law Office Map